California Infrastructure and Economic Development BankOIP 69
Climate loan guarantee
- Opportunity type
- Climate loan guarantee
- Benefits
- Loan or Repayable Capital
- Primary benefit
- IBank describes a target loan size from $5,000,000 to $30,000,000, no loan-size limit, and guarantees generally at 70% or 80%.
- Repayment
- Loan guarantee; underlying lender loan is repayable
- Eligibility
- Climate Project Sponsor, Business Borrower
- Geography
- California.
- Deadline
- Rolling
California Infrastructure and Economic Development BankOIP 69
Climate technology loan guarantee
- Opportunity type
- Climate technology loan guarantee
- Benefits
- Loan or Repayable Capital
- Primary benefit
- IBank describes guarantees for loans up to $20,000,000 with a maximum guarantee of $5,000,000 and 80% guarantee level.
- Repayment
- Loan guarantee; underlying lender loan is repayable
- Eligibility
- California Climate Technology Small Business
- Geography
- California.
- Deadline
- Rolling
Pacific Gas and Electric CompanyOIP 69
Utility on-bill financing
- Opportunity type
- Utility on-bill financing
- Benefits
- Loan or Repayable Capital, Services, Mixed Support
- Primary benefit
- PG&E describes 0% energy-efficiency financing and program limits that may reach up to $6,000,000 per premise under special circumstances.
- Repayment
- Repayable capital
- Eligibility
- PG&E Business Customer, Commercial Account Holder
- Geography
- PG&E service territory in California.
- Deadline
- Rolling
U.S. Small Business AdministrationOIP 69
SBA 504 certified development company loan
- Opportunity type
- SBA 504 certified development company loan
- Benefits
- Loan or Repayable Capital
- Primary benefit
- SBA describes financing up to $5,000,000 or $5,500,000 for some energy/manufacturing projects.
- Repayment
- Repayable capital
- Eligibility
- For-Profit Small Business
- Geography
- United States and eligible territories.
- Deadline
- Rolling
U.S. Small Business AdministrationOIP 69
SBA 7(a) guaranteed business loan
- Opportunity type
- SBA 7(a) guaranteed business loan
- Benefits
- Loan or Repayable Capital, Services, Mixed Support
- Primary benefit
- SBA describes maximum loan amount up to $5,000,000 and lender-originated loans backed by SBA guarantees.
- Repayment
- Loan guarantee; underlying lender loan is repayable
- Eligibility
- Small Business, For-Profit Business
- Geography
- United States and eligible territories.
- Deadline
- Rolling
California Governor's Office of Business and Economic DevelopmentOIP 68
California negotiated income tax credit
- Opportunity type
- California negotiated income tax credit
- Benefits
- Tax Credit, Services, Mixed Support
- Primary benefit
- GO-Biz lists more than $180,000,000 available through application periods for the 2026-2027 fiscal year.
- Repayment
- Tax benefit; professional review required
- Eligibility
- Business Locating In California, Business Expanding In California, Business Retaining California Operations
- Geography
- California.
- Deadline
- Fixed
Internal Revenue ServiceOIP 66
Federal accessibility tax deduction
- Opportunity type
- Federal accessibility tax deduction
- Benefits
- Tax Credit, Services, Mixed Support
- Primary benefit
- IRS describes a tax deduction up to $15,000 per year for qualified barrier-removal expenses.
- Repayment
- Tax benefit; professional review required
- Eligibility
- Business Making Qualifying Accessibility Improvements
- Geography
- United States federal tax system.
- Deadline
- Rolling
California Department of Resources Recycling and RecoveryOIP 66
Beverage container recycling loan
- Opportunity type
- Beverage container recycling loan
- Benefits
- Loan or Repayable Capital
- Primary benefit
- CalRecycle lists the Beverage Container Recycling Loan Program among open or continuous loan programs.
- Repayment
- Repayable capital
- Eligibility
- California Recycling Business, Eligible Public Or Nonprofit Applicant
- Geography
- California.
- Deadline
- Rolling
California Department of Resources Recycling and RecoveryOIP 66
Greenhouse-gas reduction loan
- Opportunity type
- Greenhouse-gas reduction loan
- Benefits
- Loan or Repayable Capital
- Primary benefit
- CalRecycle describes a greenhouse-gas reduction loan program; exact loan amounts and terms require official review.
- Repayment
- Repayable capital
- Eligibility
- City, County, Regional Or Local Agency, Private For-Profit, Nonprofit Except Private School
- Geography
- California.
- Deadline
- Rolling
California Department of Resources Recycling and RecoveryOIP 66
Recycling market loan
- Opportunity type
- Recycling market loan
- Benefits
- Loan or Repayable Capital
- Primary benefit
- CalRecycle describes attractive loan financing for recycling equipment and facility improvements; interest is approximately 4% but varies.
- Repayment
- Repayable capital
- Eligibility
- California Private For-Profit, Nonprofit Except Private School, Local Government
- Geography
- California Recycling Market Development Zones and eligible California projects.
- Deadline
- Rolling
California Infrastructure and Economic Development BankOIP 66
State small-business loan guarantee
- Opportunity type
- State small-business loan guarantee
- Benefits
- Loan or Repayable Capital, Services, Mixed Support
- Primary benefit
- IBank describes a statewide loan guarantee program processed through Financial Development Corporation partners.
- Repayment
- Loan guarantee; underlying lender loan is repayable
- Eligibility
- California Small Business, Business Entity Borrower
- Geography
- California statewide.
- Deadline
- Rolling
Internal Revenue ServiceOIP 66
Federal accessibility tax credit
- Opportunity type
- Federal accessibility tax credit
- Benefits
- Tax Credit, Services, Mixed Support
- Primary benefit
- IRS describes a nonrefundable credit with maximum credit of $5,000 for eligible small businesses.
- Repayment
- Tax benefit; professional review required
- Eligibility
- Eligible Small Business
- Geography
- United States federal tax system.
- Deadline
- Rolling
Export-Import Bank of the United StatesOIP 66
Export buyer financing guarantee
- Opportunity type
- Export buyer financing guarantee
- Benefits
- Loan or Repayable Capital, Services, Mixed Support
- Primary benefit
- EXIM describes medium- and long-term guarantees generally covering 85% of eligible contract value.
- Repayment
- Loan guarantee; underlying lender loan is repayable
- Eligibility
- U.S. Exporter, Foreign Buyer Of U.S. Goods Or Services
- Geography
- United States exporters and eligible foreign buyers.
- Deadline
- Rolling
Export-Import Bank of the United StatesOIP 66
Export working-capital guarantee
- Opportunity type
- Export working-capital guarantee
- Benefits
- Loan or Repayable Capital, Services, Mixed Support
- Primary benefit
- EXIM describes guarantees of 90% against export accounts receivable and 75% against export inventory.
- Repayment
- Loan guarantee; underlying lender loan is repayable
- Eligibility
- U.S. Exporter, Business With Export Sales
- Geography
- United States exporters serving eligible foreign buyers.
- Deadline
- Rolling
Internal Revenue ServiceOIP 66
Federal energy efficiency tax deduction
- Opportunity type
- Federal energy efficiency tax deduction
- Benefits
- Tax Credit, Services, Mixed Support
- Primary benefit
- IRS describes a deduction for qualifying energy-efficient commercial building property; amount depends on statutory formulas and project facts.
- Repayment
- Tax benefit; professional review required
- Eligibility
- Commercial Building Owner, Designer Of Tax-Exempt-Owned Building
- Geography
- United States federal tax system.
- Deadline
- Rolling
Internal Revenue ServiceOIP 66
Federal research tax credit
- Opportunity type
- Federal research tax credit
- Benefits
- Tax Credit, Services, Mixed Support
- Primary benefit
- IRS provides official Research Credit guidance; credit value depends on qualified research expenses and tax rules.
- Repayment
- Tax benefit; professional review required
- Eligibility
- Business With Qualified Research Activities
- Geography
- United States federal tax system.
- Deadline
- Rolling
California Infrastructure and Economic Development BankOIP 66
Incentive bridge loan
- Opportunity type
- Incentive bridge loan
- Benefits
- Loan or Repayable Capital
- Primary benefit
- IBank describes incentive bridge financing as a structured term loan with expected incentive payments used to retire the debt.
- Repayment
- Repayable capital
- Eligibility
- Clean Energy Borrower, Climate Project Sponsor
- Geography
- California.
- Deadline
- Rolling
Pacific Gas and Electric CompanyOIP 66
Utility demand-response incentive
- Opportunity type
- Utility demand-response incentive
- Benefits
- Rebate, Services, Mixed Support
- Primary benefit
- PG&E describes multiple demand-response programs with incentives or bill credits based on load reduction and program rules.
- Repayment
- Non-repayable rebate, discount, or utility incentive if requirements are met
- Eligibility
- PG&E Business Customer
- Geography
- PG&E service territory in California.
- Deadline
- Rolling
Pacific Gas and Electric CompanyOIP 66
Utility business energy-efficiency rebate
- Opportunity type
- Utility business energy-efficiency rebate
- Benefits
- Rebate, Services, Mixed Support
- Primary benefit
- PG&E describes cash-back rebates after qualified energy-efficiency projects, subject to funds and program rules.
- Repayment
- Non-repayable rebate, discount, or utility incentive if requirements are met
- Eligibility
- PG&E Business Customer, Commercial Account Holder
- Geography
- PG&E service territory in California.
- Deadline
- Rolling
USDA Rural DevelopmentOIP 66
Rural business loan guarantee
- Opportunity type
- Rural business loan guarantee
- Benefits
- Loan or Repayable Capital, Services, Mixed Support
- Primary benefit
- USDA describes FY2026 guarantees generally at 85% below $5,000,000 and 80% for larger loans, with terms up to 40 years.
- Repayment
- Loan guarantee; underlying lender loan is repayable
- Eligibility
- Rural Business, For-Profit, Nonprofit, Cooperative, Tribe, Public Body
- Geography
- Eligible rural areas in the United States.
- Deadline
- Rolling
U.S. Small Business AdministrationOIP 65
SBA microloan intermediary program
- Opportunity type
- SBA microloan intermediary program
- Benefits
- Loan or Repayable Capital, Services, Mixed Support
- Primary benefit
- SBA states microloans are available up to $50,000 and the average microloan is about $13,000.
- Repayment
- Repayable capital
- Eligibility
- Small Business, Certain Nonprofit Childcare Centers
- Geography
- United States and eligible territories served by intermediaries.
- Deadline
- Rolling
OIP — The Opportunity Intelligence Platform