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USDA Business and Industry Guaranteed Loan

Rural business loan guarantee from USDA Rural Development. USDA describes FY2026 guarantees generally at 85% below $5,000,000 and 80% for larger loans, with terms up to 40 years.

Verify official eligibility, repayment terms, fees, tax treatment, rebate timing, and required documentation before acting.

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Issuer: USDA Rural Development
Opportunity type: Rural business loan guarantee
Benefits: Loan or Repayable Capital, Services, Mixed Support
Primary benefit: USDA describes FY2026 guarantees generally at 85% below $5,000,000 and 80% for larger loans, with terms up to 40 years.
Repayment: Loan guarantee; underlying lender loan is repayable
Cash value: No unrestricted cash value stated
Professional review: Award value is forecast or unconfirmed. Loans are repayable capital, not grants. OIP does not imply program endorsement, approval likelihood, tax eligibility, loan affordability, or funding availability. Rebates and utility incentives may require preapproval, qualifying purchases, inspections, available funds, and program-specific documentation. Tax credits and deductions are not guaranteed cash payments and require qualified professional review. Users must verify eligibility, terms, fees, deadlines, tax treatment, and application instructions on the official source before acting. Funding, value, or award amount requires official-source review. Repayable Capital Not Grant
Eligibility: Rural Business, For-Profit, Nonprofit, Cooperative, Tribe, Public Body
Activities: Rural Business, Manufacturing, Agriculture-Adjacent, Services, Business Development, Buildings, Infrastructure, Equipment, Inventory, Refinancing, Acquisitions
Geography: Eligible rural areas in the United States.
Deadline: Rolling
Warnings: 8 warnings